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Pat's Team, REALTOR®, real estate agent and broker for Little Rock, Benton and Bryant Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! We are your Little Rock AR Real Estate experts Call us: 501-315-4728.


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First Time Homebuyers: Benton, Bryant and Saline County Arkansas home buying, real estate listings, and homes for sale in Saline County, AR
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As the top Central Arkansas real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Real Estate Trivia
Q 
What oceanfront area is currently the most popular choice among people searching for second homes and vacation homes?

A 
According to statistic published early in 2005, the Florida coast is the most sought-after vacation and retirement destination in the United States.
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Pat's Team, REALTOR®, real estate agents and broker for Benton, Bryant and Saline County Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat's Team
WEICHERT, REALTORS® - Pat Mote Properties

17724 I-30, Suite A-4
Benton, AR 72015
501-315-4728
Fax: 501-315-4729
Pat@patmote.com

Pat Mote has been selling real estate in Central Arkansas since 1986. She works with co-owner and husband Jerry who is the Business Manager for the company. The company was known as Pat Mote Real Estate until December, 2005 when they affiliated with WEICHERT, REALTORS®. With the WEICHERT, REALTORS® advanced training programs, Pat feels she can offer her customers & clients a better service with more knowledgeable agents to assist them. Pat has been a consistent top producer for this area of Arkansas for the last several years and is teaching and training her agents to follow in her footsteps with the best service available. Pat believes their customers deserve nothing less.

CRSEqual HousingGRIMLSREALTOR


WEICHERT, REALTORS® - Pat Mote Properties real estate and homes for sale in Benton, Bryant and Saline County Arkansas

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