Little Rock, Benton and Bryant real estate and homes for sale in Arkansas - Pat's Team, REALTORS® Pat's Team REALTORS(r) for Little Rock, Benton and Bryant, Arkansas real estate - NUMBER1EXPERTS™ Pat's Team NUMBER1EXPERTS(tm) for Little Rock, Benton and Bryant, Arkansas real estate

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Pat's Team, REALTOR®, real estate agent and broker for Little Rock, Benton and Bryant Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! We are your Little Rock AR Real Estate experts Call us: 501-315-4728.


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Mortgage Prequalification: Little Rock, Benton and Bryant Arkansas home buying, real estate listings, and homes for sale in Saline County, AR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Benton, Bryant and Saline County REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
     

See All Tips In The "Tax Considerations" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is considered one of the slimmest buildings ever designed?

A 
The Carnegie Hall Tower, designed by Cesar Pelli, is only 50 feet wide and 60 stories high.
See More Real Estate Trivia >

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Pat's Team, REALTOR®, real estate agents and broker for Little Rock, Benton and Bryant Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat's Team
WEICHERT, REALTORS® - Pat Mote Properties

17724 I-30, Suite A-4
Benton, AR 72015
501-315-4728
Fax: 501-315-4729
Pat@patmote.com

Pat Mote has been selling real estate in Central Arkansas since 1986. She works with co-owner and husband Jerry who is the Business Manager for the company. The company was known as Pat Mote Real Estate until December, 2005 when they affiliated with WEICHERT, REALTORS®. With the WEICHERT, REALTORS® advanced training programs, Pat feels she can offer her customers & clients a better service with more knowledgeable agents to assist them. Pat has been a consistent top producer for this area of Arkansas for the last several years and is teaching and training her agents to follow in her footsteps with the best service available. Pat believes their customers deserve nothing less.

CRSEqual HousingGRIMLSREALTOR


WEICHERT, REALTORS® - Pat Mote Properties real estate and homes for sale in Little Rock, Benton and Bryant Arkansas

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